Payment Gateway Comparison in India

Payment Gateway Integration for eCommerce Websites
May 12, 2016
Website design for Doctors in Kolkata
September 10, 2016

Choosing a Payment Gateways is a very integral part of an ecommerce / online selling website. Even 5-7 years back, there was very limited options to choose from for online sellers in India. There was PayPal which was an International company which only accepted Credit cards and was not suited for Indian customers. There also was CCAvenue and 2-3 more companies which were truly Indian payment gateways , but support was quite limited. But in the past 2-3 years the choice has become really better. Not only we have proper Indian payment gateways which has evolved with several user friendly features , and good customer support and also useful documentation and integration kits for website developers. Please find a user friendly chart in detail which Payment Gateway offers which of these below .

 

 

Payment Gateway Comparison
Payment Gateway Name CCAvennue PayuMoney PayTM InstantMojo EBS Atom
Payment Gateway Name CCAvennue PayuMoney PayTM InstantMojo EBS Atom
Logo
Features
How Old 15 years 3 years 3 years 4 years 11 years 10 years
Transaction Fee 1.99% NetBanking 3% Credit Cards 2% flat 2.5% flat 1.9% for goods 5% for digital 3.75% Credit Card Net Banking 1.5% Local Debit Cards 3% flat
Setup Fee FREE/30,000 FREE FREE FREE 4,799 / 9,599 / 15,999 / 23,999 12,000
Annual Maintenance Cost 1200 (not in first year) FREE FREE FREE 2400 5000
Multi Currency YES NO NO NO YES NO
International Payments YES NO NO NO YES NO
Credit cards Accepted 7 3 4 5 5 3
Debit Cards Accepted 4 types 4 types 4 types 4 types 3 types 3 types
NetBanking Supported Banks 55 Banks 37 Banks 49 Banks 35 50 36
Mobile Wallets /Cash Card Supported 9 2 1 8
IVRS YES NO NO NO NO YES
Setup Time with Documents 7 Days 7 Days 7 Days 48 hours 14 Days 14 Days
Setup Time without Documents 1 Hour 1 Hour 24 Hours 1Hour 24 Hours
EMI Facilities YES NO NO NO YES YES
Integration Kit Languages PHP, ASP.NET , JSP ASP.NET, VB.NET,PHP, Ruby on Rails, JSP PHP,ASP.NET, JAVA,NODE.JS, Ruby on Rails,Perl, Python, Google App Engine, Express Engine PHP,PYTHON, RUBY PHP, ASP.NET, JSP PHP,VB.NET C#,ASP.NET JAVA, ANDROID, iOS
API YES YES YES YES YES YES
Phone Tech Support YES YES YES YES YES YES
Email Support YES YES YES YES YES YES
Email Invoicing YES YES NO YES YES NO
Link based Invoicing
Storefront YES YES NO YES YES NO
Ready Integration with Shopping Cart Systems YES YES YES YES YES YES
Buyer Signup Optional Required Required Optional Optional Optional
Fraud Check YES YES YES YES YES YES
Automatic Emails YES YES YES YES YES YES

 

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